cashrupeeindia

These Terms and Conditions (“Terms”) govern the use of loan services provided by https://cashrupeeindia.online/ (“Company”, “We”, “Us”, “Our”). By applying for or accepting a loan from us, you (“Borrower”, “You”, “Your”) agree to these Terms.

1. Loan Eligibility

  • Applicant must be at least 18 years old.

  • Applicant must provide valid identification and required KYC documents.

  • Loan approval is subject to verification of documents, credit score, and financial status.

2. Loan Application and Approval

  • Submission of an application does not guarantee loan approval.

  • The Company reserves the right to accept or reject any application without providing a reason.

  • All information provided must be true, accurate, and complete. Providing false information may result in rejection or legal action.

3. Loan Disbursement

  • Approved loan amounts will be disbursed to the borrower’s registered bank account.

  • Disbursement timelines may vary depending on verification and processing requirements.

4. Interest and Charges

  • Interest rates, processing fees, late payment penalties, and other charges will be disclosed in the loan agreement.

  • The Borrower is responsible for repaying the loan amount along with applicable charges as agreed.

5. Repayment Terms

  • Repayments must be made as per the repayment schedule provided.

  • Delayed or missed payments may attract penalties, additional interest, and affect your credit score.

  • The Company reserves the right to recover dues through legal means in case of default.

6. Rights and Responsibilities of Borrower

  • The Borrower must promptly notify the Company of any change in contact details or financial situation.

  • The Borrower must not use the loan for unlawful or restricted purposes.

7. Rights and Responsibilities of Company

  • The Company may update loan policies, interest rates, and charges as per applicable laws.

  • The Company reserves the right to recall the loan if fraudulent information is found or if the borrower violates these Terms.

8. Confidentiality and Data Use

  • The Company may collect, use, and share borrower information as per the Privacy Policy.

  • Information may be shared with credit bureaus, regulators, or service providers for verification and compliance purposes.

9. Termination and Default

  • In case of default, the Company may demand immediate repayment of the outstanding amount.

  • Legal action may be taken for recovery, and default details may be reported to credit bureaus.

10. Governing Law and Jurisdiction

  • These Terms shall be governed by the laws of [Insert Country/State].

  • Any disputes shall be subject to the exclusive jurisdiction of the courts of [Insert Location].

11. Contact Information

For questions or clarifications regarding these Terms, please contact:

Email: info@cashrupeeindia.online
Address: MOHINATH POREL LANE, SALKIA, Howrah, West Bengal, 711106